Buying Guide to the 2028 Volvo EX60: Unpacking Specs, Features, and Financing Options

The 2028 Volvo EX60 arrives as Volvo's mid-size electric crossover contender, designed to balance safety, Scandinavian design and realistic ownership economics. This guide walks you through expected specifications, feature breakdowns, charging and infrastructure realities, financing and lease strategies, and dealer tactics to help you buy smarter in 2028. Whether you’re comparing trims, estimating total cost of ownership (TCO), or preparing to negotiate, you’ll find data-driven recommendations and practical, actionable steps.

Pro Tip: Start with a clear monthly budget that includes insurance, charging, and maintenance. Over 5 years, energy and depreciation often outpace scheduled maintenance for modern EVs.

1. What the 2028 Volvo EX60 Is (and Isn’t)

Positioning in Volvo’s EV Lineup

The EX60 is Volvo's mid-sized EV offering positioned between a compact XC40-like model and larger SUVs. Volvo markets it to buyers who want headline safety tech and premium design without the size or sticker of flagship models. Expect an emphasis on driver assistance packages and interior comfort rather than raw performance gimmicks.

Who Should Consider an EX60?

Ideal buyers are families and commuters who want a premium feel and modern EV convenience without the highest-cost luxury badge. If you frequently carry three passengers, value safety systems and want a good balance of range and price, this is a serious competitor. If you need long-range towing or seat rows for seven, look at larger alternatives.

Key Differentiators From Rival EV Crossovers

The EX60's strengths are expected to be safety tech, minimalist interior, integrated Google-based infotainment and a focus on sustainability (interiors with recycled materials). Where rivals may out-muscle with raw range or price-focused powertrains, Volvo aims to win with ownership experience and brand trust.

2. Expected Specifications: Battery, Power, Range

Battery and Charging Estimates

Early indications suggest the EX60 will offer two battery pack sizes (standard and long-range), with usable capacities roughly estimated at ~72 kWh and ~88 kWh respectively. DC fast-charging capability is likely to peak between 150–250 kW on higher trims, which aligns with current mid-segment EVs.

Range and Efficiency Projections

Projected EPA-equivalent ranges are around 260–320 miles depending on battery and drivetrain (RWD vs AWD). Real-world range will depend heavily on wheel size, climate, and driving style: expect 10–15% lower range in cold weather or sustained highway speeds.

Performance and Towing

Two motor AWD versions should be available with combined outputs in the 300–420 hp range for sportier trims, while single motor RWD will offer efficient cruising. Volvo's towing capability is likely moderate—adequate for small trailers but not for heavy-duty towing—so confirm ratings if you plan to tow regularly.

3. Trim Levels and Feature Breakdown

Core Trims to Expect

Volvo typically splits models into base, mid, and top trims—think Core, Plus, and Ultimate equivalents. Each step up adds battery options, premium interior materials, advanced audio, and more driver assistance features. Knowing which features you prioritize lets you avoid paying for upgrades you won’t use.

Important Options and Packages

Key options to evaluate: driver assistance/insurance bundles, advanced heat pump or battery preconditioning, upgraded audio, and premium charging packages that include enhanced on-board chargers. Bundles can offer value, but also hide markup—always price single options separately when negotiating.

Standard Safety and Driver Assistance

Expect Volvo to continue its safety-first branding: a full suite of driver assist tech (Adaptive Cruise, Lane Centering, Intersection Assist) will likely be standard or part of a low-cost package. For hands-free and advanced urban features, look to higher packages or subscription-based services—Volvo has used connected subscriptions in previous models.

4. Detailed Spec Comparison (Trims & Estimates)

Below is a comparison table of plausible EX60 trim estimates. These numbers are projections to help you plan and evaluate offers at purchase time. Use them as decision-making anchors, not definitive factory specs.

5. Charging: Home, Public, and Infrastructure Readiness

Home Charging Setup and Costs

Installing a Level 2 charger at home is the most cost-effective way to own an EV. Typical installation ranges from $800–$2,200 depending on panel upgrades and labor. For detailed cash-flow planning around such upgrades, see hands-on reviews of charting platforms that help budget irregular expenses and installations.

For project budgeting and forecasting, check our hands-on review of charting platforms: Review: Best Charting Platforms for Cash‑Flow Forecasting.

Public Charging: Networks and Practical Tips

Public DC fast chargers are growing but remain uneven. Use route planning that factors in charger reliability and peak power. Urban mobility hubs are expanding (example: Austin’s mobility hub initiative) and will influence practical range in metros—locate chargers near shopping and transit nodes for multi-task charging.

Read how cities turn parking into smart nodes: Mobility Hubs & Smart Parking: How Austin Is Turning Spots into Nodes.

Portable Power and Emergency Charging

For occasional emergency top-ups or remote trips, portable power stations are improving; select units pair well with home solar or offer AC output for slow charging in emergencies. For occasional track days or remote stays, see field-tested portable power picks for robust solutions.

See field tests: Field Test: Best Portable Power Stations for Track Days.

6. True Cost of Ownership: Fuel, Insurance, Maintenance, Depreciation

Energy and Charging Costs

Estimate energy cost by multiplying projected annual miles by the EX60’s kWh/100mi equivalent. For example, at 30 kWh/100 mi and 12,000 miles per year, you’ll use ~3,600 kWh. At a home rate of $0.15/kWh, that’s $540 annually; public fast-charging often costs more. These variables make local electricity rates and charging behavior critical to your TCO.

Insurance and Repair Considerations

Insurance for EVs can be moderately higher than ICE vehicles due to battery replacement costs and repair complexity. Shop multiple carriers, ask for EV discounts, and provide safety features and Volvo's driver assistance tech details to lower premiums. Use local seller tools and dealer platforms to obtain multiple quotes quickly.

Depreciation and Resale Expectations

EV depreciation depends on battery warranty, software support, and range retention. Models with strong brand reputations and robust OTA update policies hold value better. To monitor market pricing and optimize trade-in timing, consider platforms and seller tools that aggregate local inventory and pricing trends.

Explore seller tool reviews here: Review: Seller Tools for 2026 — Local Listings, Observability, and Speed.

7. Financing and Leasing: How to Pick the Best Option

Buying vs Leasing: The Practical Trade-offs

Buying is financially advantageous if you plan to keep the car 5+ years and want equity. Leasing often lowers monthly payment and provides predictable maintenance but restricts mileage and customization. With EV incentives frequently tied to purchase, calculate net capital cost before choosing.

Loan Terms, Residuals, and Incentives

Shop APRs across banks, credit unions and manufacturer financing. A strong down payment and credit score materially lower APRs. For leasing, focus on residuals—higher residuals equal lower monthly payments. Use local dealer omnichannel tools to compare offers and stack available incentives against finance terms.

Using Cash‑Flow Tools to Plan Payments

When planning multiple simultaneous costs (down payment, home charger install, insurance), use forecasting tools to visualize monthly cash flow. Our readers have found charting platforms especially helpful for one-time upgrade budgeting and loan amortization planning.

Reference for planning: Charting Platforms for Cash‑Flow Forecasting.

8. Finding and Securing the Best Deal (Dealer Strategies)

Search Locally and Use Aggregators

Inventory is fragmented. Use dealer platforms and reseller toolkits to scan nearby inventory fast, compare trim-levels and find dealer-held incentives. Aggregators reduce wasted visits and let you lock a vehicle before travel.

For toolkits that help mobile resellers and aggregators, see: The New Toolkit for Mobile Resellers in 2026.

Test Drive and Booking Best Practices

Schedule test drives during off-peak times and bring a checklist focused on range validation, infotainment responsiveness, and ADAS behavior. Omnichannel booking and test drive experiences can be streamlined and saved via dealer sites—book online and confirm details via phone to create a record of expectations.

Improve your test drive experience with omichannel guidance: Omnichannel Test Drives and What Omnichannel Retailers Teach Dealers.

Negotiation Tactics and Timing

Negotiate price, not monthly payment, and get trade-in offers in writing. Time purchases around quarter-end or model-year changeovers when dealers are more motivated. Consider micro‑showroom or hybrid pop-up events where local dealers sometimes provide extra incentives to close sales quickly.

See how micro-showrooms change the sales playbook: Micro‑Showrooms & Hybrid Pop‑Ups.

9. Tech, Infotainment, and Security

Onboard Infotainment and On‑Device AI

Volvo has embraced Google-based infotainment in prior models and is expected to continue integrating smart on-device features that reduce latency and improve personalization. On-device AI advances (smartwatch/AR predictions) mean interfaces will feel smarter and more context-aware—look for offline model features that preserve privacy and responsiveness.

Explore on-device AI predictions and trends here: Future Predictions: On‑Device AI in Learning.

Data Security and OTA Updates

OTA (over-the-air) updates will remain critical for long-term value. Confirm Volvo’s update promise for the EX60 and whether certain features are subscription-locked. For connected infrastructure and secure check-in workflows, robust server architecture reduces friction for service and diagnostics.

For mobile check-in and server patterns for inspection workflows, see: Mobile Check‑In Field Review.

Environmental and Emissions Considerations

While EVs reduce tailpipe emissions, lifecycle emissions matter. Advances in edge AI emissions modeling are informing consumer and product design; look for Volvo’s material sourcing and manufacturing disclosures if sustainability is a purchase driver.

Read about how emissions playbooks impact design: How Edge AI Emissions Playbooks Inform Design.

10. Pre-Purchase Inspection, Warranties, and Ownership Experience

Inspection Checklist and AI‑Assisted Reports

Even for new cars, inspect for paint, panel gaps and test all electrical systems. Dealers may provide AI-assisted inspection reports; inspectors use compact cameras and checklists to speed accurate condition reports. If buying used or CPO later, a third-party inspection is crucial.

Learn how inspectors leverage cameras and AI: Inspectors in 2026: AI & Checklists.

Warranties, Battery Guarantees and Support

Look for at least an 8-year battery warranty or manufacturer’s equivalent coverage. Confirm what constitutes battery health claims and whether software updates affect function. Volvo’s dealer network should offer clear teardown and battery service timelines.

Service Booking and Dealer UX

Smoother service booking improves ownership satisfaction. Dealers adopting performance-first booking flows reduce time spent waiting and simplify recalls or software updates—ask your dealer how service appointments are handled and whether pick-up/drop-off or loaner EVs are available.

For insights into booking UX, review: Performance‑First Booking Flows & Creator Stages.

11. How Dealers and Small Sellers Are Changing the Buying Experience

Micro‑Stores, Kiosks and Pop‑Ups

Dealers adopt micro-stores and pop-up experiences to reach shoppers who avoid traditional lots. These formats can include limited test fleets and instant online ordering. If your local dealer uses one, it may be a place to score test-drive-only incentives or event discounts.

See how micro-stores convert buyers: From Pop‑Up to Permanent: Micro-Stores & Kiosks.

Dynamic Pricing and Local Incentives

Predictive micro-hubs and dynamic pricing mean dealer pricing can vary significantly by ZIP and time. Use real-time aggregators to compare and know the local market. If a nearby dealer uses predictive pricing models, you can time your purchase for better deals.

Learn about predictive micro-hubs and dynamic pricing: Small Seller Growth: Predictive Micro‑Hubs.

Marketing, Streaming and Local Promotions

Local marketing increasingly relies on hybrid streaming and creator-driven promotions. Dealers using compact streaming kits or field reviews sometimes provide limited-time offers to viewers—keep an eye on dealer social channels for live-event discounts.

Field review of streaming tools: Field Review: PocketCam Pro for Hybrid Creators.

12. Final Checklist Before Signing

Verify Incentives and Rebates

Confirm federal, state and local incentives, and whether incentives apply to leasing or just purchases. Incentives and tax credits change; get written confirmation from the dealer and consult your tax advisor on eligibility and timing for any state rebates.

Confirm Charging Support and Home Install Offers

Ask if the dealer partners with electricians or charging network providers and whether any installation rebates are included. Dealers that bundle home charging can simplify the process and occasionally reduce costs.

Document Everything

Before you sign, get the out-the-door price in writing, confirm trade-in offers, confirm residual or warranty terms for leases, and obtain a clear service schedule. Keep service receipts and software update logs for resale support.

Related Reading

• Micro‑Showrooms & Hybrid Pop‑Ups - How modern display formats change dealer incentives and event pricing.
• Omnichannel Test Drives - Best practices for booking and getting the most from a test drive.
• Charting Platforms for Cash‑Flow Forecasting - Tools to budget for large one‑time EV purchases and installations.
• Review: Seller Tools for 2026 - How aggregator tools improve local search and price transparency.
• Austin Mobility Hubs - Example of city infrastructure that influences practical EV ownership.